Eligibility for a microloan is flexible and open to individuals, small business owners, and groups, especially those in underserved or rural communities. We assess your financial needs, income stability, and repayment capacity, and work with you to determine the best loan option for your situation.

The approval process is generally quick. Once you submit your application and required documents, the loan is typically approved within a few days, depending on the complexity of the case. For emergency loans, the process is expedited for faster approval and disbursement.

Yes, you can repay your loan early without any penalties. We encourage early repayment if it suits your financial situation, as it can reduce the total interest you pay over the loan term. Our flexible repayment options are designed to accommodate your needs, and your personal agent will help you manage the process smoothly.

The required documents usually include proof of identity (Aadhaar, PAN card), income verification, and business documents (if applicable). Our documentation process is simple and digitized to make it as easy as possible for you.

Yes, once your existing loan is nearly repaid or if you have maintained a good repayment record, you may be eligible to apply for another loan. We evaluate your current financial situation before approving additional loans to ensure you can manage them effectively.